Financial Planning Services

Personal financial planning is broadly defined as a process of determining an individual's financial goals, purposes in life and life's priorities, and after considering his resources, risk profile and current lifestyle, to detail a balanced and realistic plan to meet those goals. The individual's goals are used as guideposts to map a course of action on 'what needs to be done' to reach those goals. At Jotkoff Finanical Group we cover all areas of the client's financial needs which results in the achievement of each of the client's goals. Our scope of planning includes: 

Risk Management and Insurance Planning

• Managing cash flow risks through sound risk management and insurance techniques

Investment and Planning Issues

• Planning, creating and managing capital accumulation to generate future capital and cash flows for reinvestment and spending

Retirement Planning

• Planning to ensure financial independence at retirement  

Tax Planning

• Planning for the reduction of tax liabilities and the freeing-up of cash flows for other purposes 

Estate Planning

• Planning for the creation, accumulation, conservation and distribution of assets
• Cash Flow and Liability Management
• Maintaining and enhancing personal cash flows through debt and lifestyle management

Financial Planning Services  

• Wealth Management & Investment Advisory Services
  • Alan Jotkoff Form ADV Brochure May 2022
  • Form CRS:Customer Relationship Summary
• Investment Management
• IRA's, IRA Rollovers, Stretch IRA's and Split IRA's
• State and local tax (SALT) consulting
• Employee Benefits Programs
• Pension and Retirement Plans
• Information Reporting
• Mergers and Acquisitions